Personal Finance Mastery Program

Build solid financial foundations through structured learning modules that progress from basic budgeting to advanced investment strategies. Our curriculum adapts to your current knowledge level.

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01

Financial Foundation Building

Budget Creation & Management

Learn to track income and expenses effectively. We cover different budgeting methods including zero-based and 50/30/20 approaches.

Create sustainable monthly budgets

Emergency Fund Strategy

Understand how to build and maintain emergency reserves. Calculate your specific needs based on lifestyle and income stability.

Build 3-6 month expense buffer

Debt Management Plans

Explore debt payoff strategies including avalanche and snowball methods. Learn when each approach works best for different situations.

Develop personalized debt reduction plans
02

Investment & Growth Planning

Investment Account Types

Compare RRSPs, TFSAs, and non-registered accounts. Understand contribution limits and withdrawal rules for Canadian investors.

Choose appropriate account types

Portfolio Diversification

Learn asset allocation principles and how to balance risk across different investment types. Practice with example portfolios.

Design balanced investment portfolios

Risk Assessment Tools

Discover how to evaluate your risk tolerance and adjust investments accordingly. Use questionnaires and scenarios to find your comfort level.

Match investments to risk tolerance
03

Long-term Financial Security

Retirement Calculation Methods

Calculate how much you need for retirement using different scenarios and inflation assumptions. Plan for various retirement ages.

Create realistic retirement projections

Tax Optimization Strategies

Understand how to minimize taxes through legal strategies. Learn about income splitting, tax-loss harvesting, and timing considerations.

Reduce annual tax burden legally

Estate Planning Basics

Cover wills, power of attorney, and beneficiary designations. Understand how to protect your family's financial future.

Establish basic estate protection

How We Track Your Progress

Multiple assessment methods help you gauge your understanding and apply concepts to real-world situations throughout the program.

Practical Exercises

Work through budgeting scenarios using your own financial data. Create actual budgets and investment plans you can implement immediately.

Weekly submissions

Case Study Analysis

Analyze different financial situations and recommend solutions. Practice decision-making with various income levels and life circumstances.

Monthly projects

Progress Discussions

One-on-one sessions to review your financial goals and progress. Get personalized feedback on your financial planning approach.

Bi-weekly check-ins

Start Your Financial Education Journey

Our next cohort begins with comprehensive onboarding and goal-setting sessions.

Program starts September 15, 2025 • Application deadline: August 1, 2025